What is a Home Loan ‘package’?
If you just have a home loan it is a ‘product’ that the bank offers, just like a transaction account or credit card. When […]
Five proven tips to save on your mortgage
1. Set a budget Work out your expenses (fortnightly or monthly) and factor in your mortgage repayments. You might need to cut back on […]
Mortgage offset accounts, are they worth it?
Offset accounts are often talked about as a ‘must have’, but I find a lot of people have no idea what they are and […]
Top 10 things you absolutely need to get to apply for a mortgage
Number 1: Drivers Licence This verifies your Full Name, date of birth, address, photo & signature Make sure if you are taking a copy […]
Why should I bother saving?
In my last blog How much can I borrow, I talked about the need for a deposit as this is often the big thing […]